Get the words.
Get the help you deserve.
Free hardship letters and plain-English help for rent, medical bills, utilities, food, and more. No signup. Nothing stored. Built for working people, by people who understand.
What kind of help do you need?
Pick a category
Every page walks you through what to do today, what to do this week, and where to find local help.
Hardship Letters
10 letter types · free generator
›Eviction & Housing
Notice response · rental aid
›Medical Bills & Debt
Negotiation · charity care
›Utility Help
LIHEAP · shutoff protection
›Food & SNAP
Apply · food banks · WIC
›Job Loss
Unemployment · COBRA · budgeting
›Returning Citizens
Re-entry · expungement · housing
› Crisis · exit buttonDomestic Violence & Safety
Hotlines · safe housing
›Disability & SSI/SSDI
Apply · appeals · work rules
›Veterans
VA benefits · GI Bill · housing
›Legal Aid & Self-Help
Free lawyers · summons · waivers
›Tax Help
VITA · IRS hardship · EITC
›Funeral & Burial Help
SSA benefit · indigent burial
›Senior Help
Medicare · SHIP · meal programs
›ID & Documents
Birth cert · SS card · state ID
What this is
A working person's tool. Not a charity site.
What you'll find here
- Free hardship letter templates
- Plain-English how-to guides
- Where to get local human help
- Scripts you can read out loud
What you won't
- Legal or medical advice
- Signup walls or email asks
- Stored personal data
- Judgment